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Tell us your state and your conviction details
See which carriers actually write DUI-SR-22 in your state and what they charge
File SR-22 and start the reinstatement process. No obligation
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a state-mandated proof of insurance filing, not a separate policy. Your carrier submits it to the DMV to verify continuous liability coverage for 3–5 years depending on your state and offense.
Non-Owner SR-22
Non-owner SR-22 satisfies filing requirements if you don't own a vehicle but need to reinstate your license. Costs $25–$50/month for liability-only coverage with the SR-22 endorsement.
Liability Insurance
State minimum liability is the lowest coverage legally allowed and the baseline for SR-22 filing. Typical minimums are $25,000/$50,000/$25,000 bodily injury and property damage.
Uninsured Motorist Coverage
Uninsured motorist coverage pays your medical bills and vehicle damage when hit by a driver with no insurance. Required in 20 states and often bundled with SR-22 policies in high-risk markets.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including post-DUI filings. Expect rates 50–150% higher than standard market, with fewer discount options and stricter underwriting.
Full Coverage After DUI
Full coverage combines liability, collision, and comprehensive. Required if you have a car loan or lease, even with SR-22 filing, and typically doubles your post-DUI premium compared to liability-only.