Connecticut SR-22 After DUI: Filing & Rates
Connecticut requires 25/50/25 liability coverage and is an at-fault state.
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Connecticut at a Glance
25/50/25
Minimum liability limits, in thousands of dollars (per person / per accident / property)
At-fault
The at-fault driver's insurance pays for the damage they cause
Required
Uninsured motorist coverage must be on every policy
$175
State license reinstatement fee, about 10 days to process
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Connecticut
Connecticut is a traditional tort state, meaning the at-fault driver's insurance pays for injuries and damage. The Connecticut Department of Motor Vehicles requires continuous SR-22 filing for 3 years after a DUI conviction, and any policy lapse triggers immediate license suspension. If you receive a DUI conviction, the DMV mails an SR-22 requirement notice within 10 business days of conviction, and you have 30 days to file before suspension.
Bodily Injury Liability
Property Damage Liability
Uninsured Motorist Coverage
SR-22 Certificate of Financial Responsibility
What Drivers Pay in Connecticut
$419–$602/mo
Typical monthly rate in Connecticut, drivers with an SR-22 after a DUI
Rate data: ValuePenguin and NerdWallet, 2026
What Affects Your Rate
- Carrier market: Bristol West, Dairyland, and The General write SR-22 policies in Connecticut for DUI drivers, while State Farm and Geico typically non-renew at policy term.
- Filing duration start date: Connecticut counts the 3-year filing period from conviction date, not reinstatement date, so drivers who delay reinstatement do not shorten the filing period.
- License suspension length: longer suspensions before reinstatement correlate with higher premiums because carriers view delayed compliance as higher risk.
Find an Insurer That Will File After a DUI
Get SR-22 Coverage After a DUIIf your license is suspended
Special Use Permit (Special Operators Permit) for suspended drivers
application fee $100, about 10 days to process.
A coverage lapse is reported
The state acts on a lapse after 14 days.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
How long do I need SR-22 after a DUI in Connecticut?
Connecticut requires SR-22 filing for 3 years from your DUI conviction date, not from your license reinstatement date. If you delay reinstatement by 6 months, you still need SR-22 for 3 full years from the original conviction, meaning the filing period does not shorten. Any lapse during the 3-year period restarts the entire requirement.
Can I get SR-22 from State Farm or Geico in Connecticut after a DUI?
State Farm and Geico will file SR-22 for existing customers in Connecticut, but both carriers typically non-renew the policy at the 6-month or 12-month term after a DUI conviction. New DUI-SR-22 policies generally require non-standard carriers like Bristol West, Dairyland, The General, or Direct Auto, which specialize in high-risk drivers.
Does Connecticut require SR-22 for refusal of a breath test?
Yes. Connecticut treats implied-consent refusal the same as DUI conviction for SR-22 purposes. If you refuse a breath or blood test, the Connecticut DMV suspends your license for 6 months for a first refusal and requires SR-22 filing for 3 years from the refusal date, even if you are not ultimately convicted of DUI in court.
Can I switch SR-22 carriers in Connecticut without restarting the filing period?
You can switch carriers without restarting the 3-year filing period, but the new carrier must file the SR-22 with the Connecticut DMV before the old policy cancels. Any gap—even one day—triggers an SR-26 cancellation notice, immediate license suspension, and a restart of the entire 3-year requirement. Coordinate effective dates with both carriers before making the switch.
Do I need SR-22 if I have an ignition interlock device in Connecticut?
Yes. Ignition interlock device requirements and SR-22 filing requirements are separate compliance obligations in Connecticut. Most DUI convictions trigger both: the IID requirement applies during a restricted license period, and the SR-22 requirement applies for 3 years from conviction. You must maintain both to stay compliant with the Connecticut DMV and court sentencing.
Coverage Types
SR-22 Insurance
An SR-22 is a state-mandated filing proving you carry continuous liability insurance for 3 years after a DUI conviction in Connecticut. Your insurer files the SR-22 electronically with the Connecticut DMV, and any lapse triggers immediate license suspension.
Non-Owner SR-22
Non-owner SR-22 provides liability coverage when you do not own a vehicle but need to satisfy Connecticut's SR-22 filing requirement. Common for drivers whose vehicle was impounded, who rely on public transit, or who drive employer or family vehicles.
Liability Insurance
Bodily injury and property damage liability coverage pays for injuries and damage you cause to others in an at-fault accident. Connecticut requires 25/50/25 minimums, but post-DUI civil liability often exceeds these limits.
Uninsured Motorist Coverage
Uninsured motorist coverage pays your medical bills and lost wages if you are hit by a driver without insurance or a hit-and-run driver. Connecticut requires it at the same limits as your bodily injury liability unless you reject it in writing.