Arizona DUI SR-22 Insurance After Conviction
Arizona requires 25/50/15 liability coverage and is an at-fault state.
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Arizona at a Glance
25/50/15
Minimum liability limits, in thousands of dollars (per person / per accident / property)
At-fault
The at-fault driver's insurance pays for the damage they cause
Optional
PIP and uninsured motorist coverage are not required by law
$10
State license reinstatement fee
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Arizona
Arizona operates under a traditional tort liability system, meaning the at-fault driver's insurance pays for damages. After a DUI conviction, Arizona Motor Vehicle Division requires continuous SR-22 filing for 3 years, measured from your reinstatement date, not your conviction date. The SR-22 is a certificate your insurer files directly with MVD to prove you carry minimum liability coverage.
Bodily Injury Liability
Property Damage Liability
SR-22 Certificate Filing
Uninsured Motorist Coverage
What Drivers Pay in Arizona
$335–$414/mo
Typical monthly rate in Arizona, drivers with an SR-22 after a DUI
Rate data: ValuePenguin and NerdWallet, 2026
What Affects Your Rate
- Conviction class drives filing period and cost: first-offense standard DUI requires 3 years SR-22, while aggravated DUI (extreme BAC, injury, minor in vehicle) adds license revocation and extends filing requirements through Motor Vehicle Division review.
- Non-standard carriers writing Arizona DUI-SR-22 policies include Bristol West, Dairyland, GAINSCO, Direct Auto, and The General, with availability and pricing varying significantly by conviction details and county.
Find an Insurer That Will File After a DUI
Get SR-22 Coverage After a DUIIf your license is suspended
Restricted Driver Permit (DUI: Special Ignition Interlock Restricted License)
A restricted license is available while suspended.
A coverage lapse is reported
The state can act when your insurance lapses.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
How long does SR-22 filing last after a DUI in Arizona?
Arizona requires 3 years of continuous SR-22 filing after DUI conviction, measured from your license reinstatement date, not your conviction date. If your policy lapses and your license suspends for more than 30 days, Arizona Motor Vehicle Division restarts the 3-year clock from your new reinstatement date.
Can I get SR-22 insurance from State Farm or Geico after a DUI in Arizona?
State Farm and Geico will file SR-22 for existing customers through the end of the current policy term, but both typically non-renew at term after DUI conviction. New DUI-SR-22 policies in Arizona generally require non-standard carriers like Bristol West, Dairyland, GAINSCO, or Direct Auto.
Does Arizona accept out-of-state SR-22 filing if I move here with a DUI?
No. Arizona Motor Vehicle Division requires SR-22 filing from an insurer licensed in Arizona, regardless of where your original DUI conviction occurred. You must obtain Arizona SR-22 coverage within 30 days of establishing residency or MVD suspends your driving privileges.
Coverage Types
SR-22 Insurance
A certificate filed by your insurer with Arizona MVD proving continuous liability coverage. Not a separate policy, but a compliance rider attached to your auto insurance.
Non-Owner SR-22
Liability-only policy for drivers who don't own a vehicle but need SR-22 filing to maintain license reinstatement after DUI conviction.
Liability Insurance
Covers bodily injury and property damage you cause to others in an at-fault accident. Required by Arizona law and the only coverage type mandated under SR-22 filing.
Uninsured Motorist Coverage
Pays your medical bills and lost wages when an uninsured or hit-and-run driver injures you. Optional in Arizona but must be offered by all insurers.
Full Coverage
Combines liability, comprehensive, and collision coverage. Required by lenders if you finance or lease a vehicle.