Wyoming SR-22 Insurance After DUI
Wyoming requires 25/50/20 liability coverage and is an at-fault state.
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Wyoming at a Glance
25/50/20
Minimum liability limits, in thousands of dollars (per person / per accident / property)
At-fault
The at-fault driver's insurance pays for the damage they cause
Optional
PIP and uninsured motorist coverage are not required by law
$50
State license reinstatement fee
Source: state DMV, insurance department and statute records, verified July 2026
Minimum Coverage Requirements in Wyoming
Wyoming operates under a tort liability system, meaning the at-fault driver pays for damages. The Wyoming Department of Transportation requires continuous proof of financial responsibility during your SR-22 filing period. Your filing period begins the day your license is reinstated, not the day of conviction or the day you purchase the policy.
Bodily Injury Liability
Property Damage Liability
SR-22 Certificate of Financial Responsibility
Uninsured Motorist Coverage
What Drivers Pay in Wyoming
$235–$296/mo
Typical monthly rate in Wyoming, drivers with an SR-22 after a DUI
Rate data: ValuePenguin and NerdWallet, 2026
What Affects Your Rate
- Your filing period start date determines when rates begin to drop: Wyoming measures the 3-year period from reinstatement date, so drivers who delay reinstatement extend their high-rate window unnecessarily.
- Non-standard carriers like Bristol West, Dairyland, and GAINSCO dominate Wyoming DUI-SR-22 business because most mainstream carriers non-renew at policy term rather than file SR-22 for new DUI convictions.
Find an Insurer That Will File After a DUI
Get SR-22 Coverage After a DUIIf your license is suspended
Probationary License
application fee $15.
A coverage lapse is reported
The state acts on a lapse after 30 days.
Source: state DMV, insurance department and statute records, verified July 2026
Frequently Asked Questions
How long do I need SR-22 in Wyoming after a DUI?
Wyoming requires SR-22 filing for 3 years after DUI conviction, measured from your license reinstatement date, not your conviction date. If you delay reinstatement by 6 months, your 3-year clock starts 6 months later, extending how long you pay elevated premiums. Missing a single payment during the 3 years triggers license suspension and restarts your entire filing period from the new reinstatement date.
What happens if my SR-22 insurance lapses in Wyoming?
Your carrier notifies the Wyoming Department of Transportation electronically within 24 hours of a lapse. WYDOT suspends your license within 10 days and you must pay a reinstatement fee, purchase new SR-22 coverage, and restart your entire 3-year filing period from the new reinstatement date. A single missed payment can add years to your total SR-22 obligation.
Will State Farm or Geico file SR-22 after a DUI in Wyoming?
State Farm and Geico will file SR-22 for existing customers but typically non-renew the policy at the end of the six-month term rather than renew a DUI driver. New DUI-SR-22 customers quote through non-standard carriers like Bristol West, Dairyland, GAINSCO, The General, and Direct Auto, which specialize in high-risk driver policies and maintain active SR-22 filing agreements with Wyoming.
Can I get SR-22 insurance the same day in Wyoming?
Most non-standard carriers in Wyoming issue SR-22 policies and file the certificate electronically with the Wyoming Department of Transportation within 24–48 hours of purchase. You receive proof of coverage immediately, but the electronic filing takes 1–2 business days to appear in the WYDOT system. Do not attempt license reinstatement until you confirm WYDOT received the SR-22 filing, or you will pay the reinstatement fee twice.
Coverage Types
SR-22 Insurance
The SR-22 certificate proves continuous liability coverage to the Wyoming Department of Transportation. Your carrier files it electronically and notifies WYDOT immediately if your policy lapses.
Non-Owner SR-22
Liability-only policy for drivers who do not own a vehicle but need SR-22 to reinstate their license or satisfy court requirements. Covers you when driving borrowed or rental vehicles.
Liability Insurance
Covers medical bills, lost wages, and property damage you cause to others. Required at 25/50/20 minimum in Wyoming, but most DUI drivers carry higher limits to protect against lawsuit judgments.
Uninsured Motorist Coverage
Pays your medical bills and lost wages when an uninsured or underinsured driver hits you. Wyoming does not require it but carriers must offer it and you must decline in writing.
Full Coverage
Bundles liability, collision, and comprehensive coverage. Covers damage to your own vehicle from accidents, theft, weather, and animal strikes. Required by lenders if you finance or lease.