About SR-22 After DUI

A DUI conviction triggers a stacked compliance process: court penalties, license suspension, SR-22 filing requirements, and mandatory high-risk insurance. Most drivers face this process once and have no map for it. We built this site to explain the filing timeline, carrier options, and real premium impact so you can meet your reinstatement deadline without guessing. We connect you with licensed insurance agents who write non-standard auto policies and handle SR-22 filings daily. When you submit your information, agents in your area compete for your business. This service is free to you. We're compensated by the agents when you choose a policy, not by you submitting a request. Your conviction class matters. First-offense DUI, aggravated DUI with injury, refusal cases, and repeat-offense convictions produce different filing periods and different carrier responses. We specify which requirements apply to which conviction class so you can calculate your actual compliance window and budget accordingly.

You answer a short questionnaire about your conviction date, license status, vehicle, and coverage needs. That information goes directly to licensed agents in your state who specialize in SR-22 filings and non-standard auto insurance. You typically receive quotes within 24 hours, often faster. Agents provide premium estimates based on your conviction class, driving history, and state filing requirements. You compare offers, ask questions, and choose the policy that fits your budget and timeline. The agent you select files your SR-22 form electronically with your state DMV, usually within 48 hours of binding coverage. You receive proof of filing and can track your reinstatement status through your state's online portal. Most major carriers non-renew policies at term after a DUI conviction. The agents in our network write with non-standard carriers who accept DUI risk: Progressive, The General, Direct Auto, Bristol West, Acceptance, and regional high-risk specialists. Premiums run higher than standard market rates, typically $180 to $320 per month for state minimum liability with SR-22, depending on your state and conviction details.

Every state page and coverage guide on this site reflects current Department of Motor Vehicles regulations, state insurance code, and Department of Insurance filing requirements. We cite specific statutes when available and update content when filing rules or minimum coverage limits change. Rate estimates come from aggregated industry data and disclosed carrier filings, not invented figures. We do not fabricate carrier names, discount programs, or regulatory timelines. When a requirement varies by conviction class or county, we specify which rule applies to which circumstance. SR-22 filing periods, reinstatement fees, and proof-of-insurance formats differ by state. We document those differences directly so you can calculate your actual deadline and compliance cost. Content is written and maintained by Ironwood Editorial. We update pages when state regulations change, when new carrier programs launch in the non-standard market, and when reader questions reveal gaps in our explanations. If a data point cannot be verified with confidence, we say so and provide the range or qualification language instead of presenting an estimate as fact.